General Accident

1. Professional Indemnity (Medical, Engineers, Lawyers, Architects and any other professional)
To indemnify the Insured in respect of claims arising out of any act, error or omission committed or alleged to have been committed in connection with their business operations as professionals in their respective fields.

2. Personal Accident
Against any bodily injury caused solely and directly by violent, accidental, external and visible means and being the sole and direct cause of the Insured's death or disablement as specified in the Policy.

3. Money Insurance
Loss of Money whilst in safe and/ or transit arising out of any peril insured under the Policy.

4. Workmen's Compensation
Subject to U.A.E Labor law No.8 of 1980 against work related accidents and/or 24 hour cover.
Policy can be extend to include-

• Repatriation of human remains in the event of a death claim of a person insured under the policy.

• Medical Expanses.

5. Plate Glass Insurance
For any breakage of the glass described in the Schedule, the Company will indemnify the Insured to the  extent of the market value of the glass broken, subject to the Policy coverage

6.Travel Protection.
To indemnify the insured against loss or damage arising out of personal accidents, medical expenses (in patient), loss of baggage, passport and / or  currency and/or any other negotiable financial instrument, cancellation, curtailment and/or interruption of travel service.

7. Public Liability
To Indemnify the insured against all sums which the insured shall become legally liable to pay as damages in respect of accidental bodily injury to any third party or to any third party property damage happening during the period of insurance.

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